BalanceCheat Handbook

Build a linked annual model with operating schedules, scenarios, adjustments and valuation.

Follow revenue, costs and financing through to net income in the same model.

Inspect opening balances, operating assets, financing and the statement reconciliation.

Reconcile profit with cash generation, investment, financing and closing cash.

Understand the dependencies that connect operating assumptions to profit, balances and cash.

Model revenue by business line, operating drivers or linked personnel groups.

Plan employee groups, staffing methods, compensation and dated personnel events.

Connect production or service costs to amounts, margins and revenue activity.

Build named expense lines with methods suited to rent, IT, vehicles and other costs.

Read operating subtotals and distinguish source-row changes from direct analytical adjustments.

Model tax as a rate on pre-tax income or as an explicit expense or benefit.

Model collection, inventory and supplier timing through operating balance-sheet positions.

Connect customer collection assumptions to receivables and operating cash flow.

Plan inventory holdings and follow their effect on purchases and cash.

Set supplier-credit assumptions without treating financing debt as trade payables.

Model remaining operating balances and distinguish them from non-cash provision movements.

Plan asset additions and reconcile investment cash flow with the fixed-asset balance.

Use explicit D&A inputs or asset-linked depreciation with visible timing assumptions.

Model a target debt balance or named loans with dated financing movements.

Choose modeled financing interest or explicit interest assumptions with a clear reference.

Reconcile share capital, retained earnings, profit and distributions.

Follow closing cash and identify the model’s explicit funding requirement.

Select methods by economic driver and distinguish global assumptions from detailed schedules.

Compare inherited Base assumptions with targeted scenario-specific changes.

Apply a discrete transaction to a scenario and inspect its linked statement effects.

Create signed, grouped changes and inspect reported-to-adjusted bridges across the statements.

Manage the actual and forecast boundaries of the annual timeline.

Reuse a source driver across model items while preserving one source of truth.

Understand when typing a value changes a method and when a displayed total remains derived.

View and edit the same local model across coordinated browser windows.

Use the financial model as the operating source for valuation and sponsor-return analysis.

Value unlevered operating cash flows using independently selected periods and terminal assumptions.

Use a direct discount-rate assumption or model the weighted cost of debt and equity.

Set the value after the explicit forecast and normalize the operating base when needed.

Apply observed peer multiples to a selected period of the BalanceCheat model.

Analyze transaction multiples and apply them to the selected model metric.

Model acquisition funding, annual debt paydown and sponsor proceeds from the operating model.

Compare selected valuation outputs using consistent value definitions and units.

Connect a compatible AI client to the current model, or use the API-key chat option.

Inspect, accept or undo proposed model changes through the existing review workflow.