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Help / Assets & financing

Interest expense & income

Choose modeled financing interest or explicit interest assumptions with a clear reference.

Available modeling methods

Method / inputBehavior
Default financing expenseSimple interest uses opening debt and revolver; detailed loans account for dated movements.
Expense overrideAmount or percentage of an eligible debt reference.
Interest incomeAmount, growth or percentage of an eligible cash reference.

Know which source owns interest

An explicit detailed interest-expense source can replace schedule-derived interest. Review that source before expecting a debt change to alter expense automatically. Inputs for expense are positive cost amounts and appear as deductions in the statement. Income and expense retain their distinct paths to pre-tax income.

Example workflow

Change a loan’s rate and inspect interest, tax, net income and cash. Then compare an explicit interest amount in another scenario. For DCF, use operating FCFF and WACC rather than subtracting financing interest from FCFF a second time.

Open in the financial model ↗

Documents the current implemented behavior. Example assumptions are not market data.