BALANCECHEAT / LEGAL
Educational disclaimer
BalanceCheat is an educational tool for exploring financial relationships and accounting mechanics.
Educational and informational use only
BalanceCheat provides financial-modeling software, illustrative calculations and educational information. The operator does not provide personalized investment, financial, accounting, tax or legal advice and does not issue or endorse investment recommendations. User-published models and text are independently supplied third-party content: depending on their substance and context, they may nevertheless constitute regulated investment recommendations or other regulated information. Software labels, hypothetical assumptions, visitor interaction and disclaimers do not determine that legal classification or waive applicable obligations. Obtain qualified advice where appropriate.
Model limitations
Sample companies are fictional. The model intentionally simplifies certain areas, which may include annual timing, taxes, depreciation, working capital, financing, accounting classifications and other assumptions. It does not implement every accounting standard, contractual provision, tax rule or jurisdiction-specific requirement.
Although care is taken in developing the calculations, BalanceCheat does not guarantee that the website, model, formulas, explanations or outputs are complete, error-free or suitable for a particular purpose. Important calculations should be independently verified against authoritative sources and, where appropriate, qualified professional advice.
No reliance for consequential decisions
Do not rely on BalanceCheat alone for financial reporting, investment decisions, lending decisions, valuations, tax filings, legal matters or other consequential decisions. Illustrative forecasts and scenarios are not predictions or promises of future results.
External links
Links to external websites are provided for convenience or reference. BalanceCheat does not control third-party websites and is not responsible for their availability, accuracy or content.
Liability
Use of BalanceCheat is at your own risk. Nothing in this disclaimer excludes or limits liability where such exclusion or limitation would be prohibited by applicable law.
Public models and conditional valuations
Published models are independently created by users. Scenarios and forecasts are hypothetical and depend on assumptions; actual outcomes may differ substantially. BalanceCheat does not verify or endorse the accuracy or reasonableness of user models and does not provide personalized investment advice. These tools support modeling, education, research and discussion. Do not base investment decisions solely on a published model. Investing can result in a total loss. Authors must comply with applicable laws, including relevant investment-recommendation and conflict-of-interest disclosures. Labels and disclaimers do not create a regulatory exemption.